Car Insurance Morocco Prices: Compare & Save

Finding the Best Car Insurance in Morocco: Our 2025 Guide

Finding the ideal car insurance in Morocco, at the best price, can be complex. This guide “car insurance morocco price” presents 7 key insurers (Wafa Assurance, Saham Assurance, AXA Assurance Maroc, MAMDA-MCMA, Atlanta Assurance, RMA Watanya, and Zurich Assurance Maroc) to simplify your search. Whether you are a tourist, a business traveler, or a Moroccan resident, discover the best options for your needs and budget in 2025. These tools allow you to quickly compare offers and choose the most suitable coverage, without getting lost in the details. In partnership with HURENTO, your car rental in Morocco will be perfectly insured.

1. Wafa Insurance

Wafa Assurance is a go-to choice when it comes to car insurance in Morocco, especially for those looking for stability and an extensive network. As one of the country’s leading insurance companies and a member of the Attijariwafa Bank Group, Wafa Assurance offers comprehensive coverage with a special focus on the quality of customer service. If you value peace of mind and a reassuring physical presence across the country, Wafa Assurance deserves special attention in your search for “morocco car insurance price”. It stands out for its financial strength and its ability to meet the needs of a varied clientele, from tourists to residents.

Whether you are a foreign tourist visiting Morocco, a business traveler on a business trip, a family looking for a spacious vehicle or a Moroccan resident in need of a one-time rental, Wafa Assurance offers packages adapted to your specific needs. For road trip and exploration enthusiasts, the national coverage offered by their extensive network of authorized agencies and garages is a major asset. Imagine: you are in the heart of the Atlas Mountains and something unexpected happens. With Wafa Assurance, you can count on fast and efficient assistance, wherever you are in Morocco.

In terms of coverage, Wafa Assurance offers comprehensive packages including theft, fire and natural disasters. 24/7 roadside assistance and emergency services are also included, ensuring you are quickly taken care of in case of a problem. Their nationwide network of authorized garages ensures you get a quality repair with original parts. In addition, the declaration and follow-up of claims can be carried out online, simplifying administrative procedures. Flexible payment options, including monthly payments, are also available to fit premiums into your budget.

Highlights of Wafa Assurance:

• Reputation and Financial Stability: Wafa Assurance’s solid reputation and financial stability offer a guarantee of reliability and solvency in the event of a claim.
• Wide area network: Their network of agencies and approved garages covers the entire Moroccan territory, a crucial advantage for travelers.
• Competitive Pricing & Discounts: Wafa Assurance offers competitive rates and various discount options to make car insurance accessible to everyone.
• Fast claims processing: The claims processing and settlement process is usually fast and efficient.

Weaknesses of Wafa Assurance:

• High premiums for young drivers: As is often the case, premiums may be higher for young drivers.
• Limited digital services: Compared to some new insurers, Wafa Assurance’s digital service offering may seem less developed.
• Complex Terms and Conditions: The terms and conditions of insurance policies can sometimes be complex and require careful reading.

Practical information:

Unfortunately, accurate information on pricing and technical requirements is not always publicly available and varies depending on the driver and vehicle profile. It is therefore recommended to visit the Wafa Assurance (https://www.wafaassurance.ma) website or contact an agent directly to get a personalized quote and detailed information on the different car insurance formulas offered. Do not hesitate to compare Wafa Assurance’s offers with those of other insurers in order to find the “morocco price car insurance” formula that best suits your needs and your budget. Take the time to fully understand the terms and conditions before purchasing an insurance policy.

2. Saham Insurance

Saham Assurance is a major player in the motor insurance market in Morocco, offering tailor-made solutions with innovative coverage options. As part of the Sanlam Group, Saham Assurance offers reliable protection, modern digital services and competitive rates for various types of vehicles. Its positioning in the Moroccan market makes it a relevant choice for those looking for comprehensive car insurance tailored to their specific needs, and its commitment to digital innovation greatly simplifies policy and claims management. For those looking to understand the overall cost of owning a vehicle in Morocco, it may be helpful to look at gas prices, an important factor in the car budget. Learn more about Saham Assurance

One of the main advantages of Saham Assurance is its ability to customize car insurance offers. Whether you are a foreign tourist visiting Morocco, a business traveler on a business trip, a family looking for a spacious vehicle, a Moroccan resident in need of a one-time rental, or a road trip and exploration enthusiast, Saham Assurance strives to offer packages adapted to your driver profile and the use you make of your vehicle. This customization allows you to optimize the price of car insurance in Morocco by avoiding paying for unnecessary guarantees.

Saham Assurance offers a wide range of coverage, ranging from mandatory civil liability to comprehensive coverage, including intermediate options. Additional covers, such as legal protection, breakdown or accident assistance, and replacement vehicle service, can be added as needed. For example, an experienced driver opting for a small city car may be satisfied with a basic formula, while a novice driver or an owner of a high-end vehicle will prefer an all-risk formula with additional guarantees.

Saham Assurance’s mobile application is a real asset for the management of your insurance policy. It allows you to view the details of your contract, report a claim in a few clicks, track the progress of your claims, and contact customer service. This digital service is particularly popular with business travellers and tourists, who can manage their car insurance easily and quickly, even on the go.

Other benefits of Saham Insurance include discounts for families with multiple vehicles insured with them, as well as bonus programs for good drivers. These initiatives make it possible to reduce the price of car insurance in Morocco while encouraging responsible driving.

However, Saham Assurance also has some disadvantages. The network of physical branches is less dense in rural areas, which can make it more difficult for people in these areas to access services. Additionally, insurance premiums for luxury vehicles can be higher than some competitors. Finally, the process of approving claims can sometimes be lengthy in complex cases.

Despite these few weaknesses, Saham Assurance remains an important player in the “morocco price car insurance” market thanks to its personalized offers, its digital innovation, and its responsive customer service. To get a personalized quote and compare the different formulas offered, you can visit their website: https://www.sahamassurance.ma

3. AXA Insurance Morocco

AXA Assurance Maroc, a subsidiary of the global AXA Group, brings its international expertise to the Moroccan market. It offers comprehensive car insurance with a focus on prevention, digital innovation, and customer-centric services with transparent pricing structures. If you are looking for a competitive “car insurance morocco price” and quality service, AXA deserves your attention. What distinguishes AXA is its ability to combine the solidity of an international group with an offer adapted to the specificities of the Moroccan market.

One of AXA’s major advantages is its price transparency. In a market where the price of car insurance is a decisive criterion, AXA strives to provide clear and comprehensible offers. You can get a personalised quote online or at an agency, depending on your driver profile, the type of vehicle and the guarantees you want. This makes it easy to compare offers and choose the formula that best suits your needs and budget.

AXA also stands out for its innovative digital solutions. For example, the AXA mobile app allows you to report a claim in just a few clicks, with the ability to send photos of the damage directly from your smartphone. The follow-up of the file is also simplified and accessible in real time. In addition, AXA offers telematics insurance options, based on the use of the vehicle, which can reduce the cost of the premium for prudent drivers.

For travellers, AXA offers international coverage, a major asset for those who plan to travel abroad with their vehicle. Whether it’s for a holiday, a business trip or a move, you benefit from the same protection as in Morocco. This is particularly important for foreign tourists visiting Morocco, business travelers on business trips, or Moroccan residents in need of a one-time rental. If you’re passionate about road trips and exploration, international coverage is essential.

In addition, AXA invests in road safety and offers safe driving training programs. This is a testament to the company’s commitment to the safety of its policyholders. These programs can be particularly interesting for young drivers or for those who want to hone their skills.

However, it is important to note that AXA’s rates may be slightly higher than those of some local competitors. This is due to the quality of the services and the international coverage offered. In addition, the underwriting process can be more complex for specific vehicles. Finally, although AXA adapts to the Moroccan market, its knowledge of the local context may be less in-depth than that of national insurers.

In summary, AXA Assurance Maroc is a solid option for those looking for transparent “morocco car insurance” price, high-performance digital services and international coverage. Learn more about AXA Assurance Maroc to find out more about hybrid vehicles in Morocco, a relevant topic if you are looking for insurance for this type of vehicle. If you value the reliability of a large international group and are willing to invest in quality assurance, AXA is a good choice. Feel free to compare offers and request a personalized quote to determine if AXA meets your specific needs. For families looking for a spacious vehicle, it is important to check the coverage options offered by AXA for this type of vehicle.

Visit the AXA Assurance Maroc website: https://www.axa.ma for more information and to get a personalized quote.

4. MAMDA-MCMA

MAMDA-MCMA is a mutual insurance company with strong roots in Morocco, initially serving the agricultural sector, but now offering comprehensive car insurance. Known for its solidarity approach and competitive prices, especially for rural and agricultural communities, it deserves its place in this list dedicated to Morocco price car insurance. What distinguishes it is its mutualist model, where the insured are also members, thus benefiting from democratic management and profit sharing. If you are looking for car insurance in Morocco and proximity, community aspect and advantageous rates are important criteria, MAMDA-MCMA could be an interesting option to consider.

For foreign tourists visiting Morocco, the main attraction of MAMDA-MCMA will probably lie in its competitive rates, especially if their stay is extended. However, the more limited offer in terms of international coverage could be a disadvantage for this audience. It is therefore advisable to check the clauses of the contract carefully and to make sure that they correspond to their specific needs.

Business travelers on business trips will appreciate MAMDA-MCMA’s presence in rural areas and small towns, which are often less well served by international insurers. The simplicity of the complaint procedures for members is also an asset in the event of an incident.

For families looking for a spacious vehicle, MAMDA-MCMA offers specific rates for commercial and agricultural vehicles, which can be advantageous if renting a minivan or minibus is considered.

As for Moroccan residents in need of a one-time rental, the community aspect and the strong local presence of MAMDA-MCMA can be reassuring. Customer service, based on proximity and exchange, offers personalized support.

Finally, for road trip and exploration enthusiasts, the good establishment of MAMDA-MCMA in rural areas is an undeniable advantage. However, limited access to digital services and limited international coverage can be obstacles for this type of traveller.

Specific features and benefits:

• Mutual model with profit sharing: Unlike commercial insurance companies, MAMDA-MCMA pays a portion of its profits to its members in the form of rebates or premium discounts. This helps to make Morocco car insurance even more attractive.
• Preferential rates for agricultural and commercial vehicles: A considerable asset for professionals in the agricultural sector and companies using commercial vehicles.
• Strong presence in rural areas and small towns: MAMDA-MCMA has an extensive network of branches across Morocco, ensuring proximity to its policyholders, even in the least densely populated areas.
• Simplified claims procedures for members: In the event of a claim, members benefit from personalised support and simplified procedures to facilitate the management of their file.
• Customer service that listens and is based on proximity: MAMDA-MCMA’s community-based approach translates into customer service that is attentive to the needs of its members.

Advantages:

• Competitive prices thanks to the mutual structure.
• Strong local presence and community roots.
• Specific coverage for agricultural vehicles.
• Profit-sharing for policyholders.

Disadvantages:

• Limited digital services and online presence.
• Slower adoption of modern insurance technologies.
• Coverage options are more limited than with commercial insurers.
• Less comprehensive international coverage.

Website: https://www.mcma.ma

In conclusion, MAMDA-MCMA is positioned as an interesting alternative for those looking for competitively priced Morocco car insurance, with a strong human dimension and a significant local presence. It is essential to weigh the pros and cons according to your own needs and priorities before making your choice. If proximity, community aspect and advantageous rates are important criteria, MAMDA-MCMA is an option to be seriously considered.

5. Atlanta Insurance

Atlanta Assurance is positioned as a major player in the car insurance market in Morocco, offering a range of innovative solutions focused on customer satisfaction and modern service. If you are looking for competitively priced car insurance in Morocco, Atlanta Insurance deserves your attention, especially thanks to its flexibility and digital approach. As part of the Holmarcom Group, a solid and recognized entity in Morocco, it inspires confidence and stability.

What sets Atlanta Insurance apart is its willingness to tailor its offerings to the specific needs of different customer segments. Whether you’re a young driver, a family, or a company managing a fleet of vehicles, you’ll find packages designed to meet your requirements. Learn more about Atlanta Assurance to learn more about the different types of insurance related to car rental in Morocco.

Solutions tailored to your needs:

• Young drivers: Atlanta Insurance offers specific programs for young drivers, who are often penalized by high premiums elsewhere. These programs include road safety incentives, helping to reduce the cost of car insurance while encouraging responsible driving.
• Families: Comprehensive coverage options are available for families, including emergency medical coverage in the event of an accident. The flexibility of the deductible options allows you to adjust the price of Morocco car insurance price according to your budget and your risk aversion.
• Enterprises: For companies managing fleets of vehicles, Atlanta Insurance offers volume discounts, optimizing insurance costs. Simplified contract management and responsive customer service are major assets for professionals.
• Tourists and business travellers: Although the international coverage offer is still limited, Atlanta Insurance is an interesting option for travel within Morocco. The ability to get a quote and take out a policy online makes it much easier for foreign visitors.

Advantages of opting for Atlanta Insurance:

• Competitive Prices: Atlanta Insurance is known for offering attractive rates, especially for young drivers and new policyholders. The possibility of modulating the deductible allows you to further optimize the cost of Morocco price car insurance.
• Modern digital platform: The website and mobile app provide an intuitive and smooth user experience. Getting a quote, taking out a policy, declaring a claim, everything is done online, quickly and efficiently.
• Font Customization: The flexibility of the coverage options allows you to create a tailor-made insurance policy, tailored to your specific needs and budget.
• Customer Satisfaction: Customer reviews show a high level of satisfaction, particularly with regard to the responsiveness of customer service and claims management.

Points to consider:

• Awareness and market share: Although growing, Atlanta Insurance has a smaller market share than some historical competitors. Brand awareness is also growing.
• Limited international coverage: If you plan to travel internationally with your vehicle, it is important to check the international coverage options offered by Atlanta Insurance, which may be more restricted than with other insurers.
• Network of physical branches: Atlanta Insurance’s network of physical branches is smaller than that of some larger competitors. However, the strong digital presence partly compensates for this.

Conclusion:

Atlanta Insurance represents an interesting alternative for those looking for competitively priced car insurance, combined with a modern and digital customer experience. The flexibility of the offers and the quality of the customer service are major assets. However, it is important to take into account the limited international coverage and the smaller network of physical branches before making a decision. Don’t hesitate to compare Atlanta Insurance’s offers with those of other insurers to find the solution that best suits your needs. Visit the Atlanta Insurance: https://www.atlanta.ma website for more information.

6. RMA Watanya

RMA Watanya is a major player in the car insurance market in Morocco, being one of the oldest and most established companies in the kingdom. If you are looking for competitively priced car insurance, RMA Watanya is worth considering, especially for its financial stability, recognized experience and wide range of coverage. This section explores in detail the offers of Watanya RMA, its pros and cons to help you determine if this company is right for your specific needs.

RMA Watanya builds on traditional values while integrating modern services. Its expertise covers all types of vehicles, from passenger cars to motorcycles, commercial vehicles and even classic cars. Whether you are a foreign tourist visiting Morocco, a business traveler on a business trip, a family looking for a spacious vehicle, a Moroccan resident in need of a one-time rental or a road trip and exploration enthusiast, RMA Watanya offers suitable solutions.

Coverage and Services:

RMA Watanya offers a full range of car insurance coverages, from mandatory liability to comprehensive insurance. Options include:

• Civil Liability Insurance: Mandatory minimum coverage for all vehicles circulating in Morocco. It covers bodily injury and material damage caused to third parties in the event of an at-fault accident.
• Collision Damage Insurance: Covers damage to your own vehicle in the event of an accident, whether you are at fault or not.
• Comprehensive Insurance: The most comprehensive package, covering a wide range of risks, including theft, fire, natural disasters and vandalism.
• Specific coverage: RMA Watanya stands out for its offer of specialized coverage for classic vehicles and corporate fleets, demonstrating its ability to meet specific needs.

The company has an extensive network of authorized repair partners across Morocco, making it easy to take care of repairs in the event of a claim. In addition, their traditional customer service emphasizes the personalized relationship with policyholders.

Advantages of choosing RMA Watanya for your Morocco car insurance price:

• Reputation and Financial Stability: RMA Watanya has a long history and a solid reputation in the Moroccan market, guaranteeing a certain safety and reliability.
• Expertise and Experience: The company has extensive experience in handling even the most complex insurance files.
• Strong relationships with the automotive industry: Its close ties with the automotive industry allow it to offer services adapted to the needs of motorists.
• Reliability in claims settlement: RMA Watanya is recognized for its seriousness and efficiency in the processing of compensation claims.

Cons to consider:

• Slower digital transformation: Compared to some competitors, RMA Watanya’s digital transformation is less advanced, which can result in a less seamless online experience. The lack of a high-performance mobile application can be a hindrance for some users.
• Potentially higher premiums: Insurance premiums for standard coverage may be higher with RMA Watanya than with other insurers. It is therefore important to compare Morocco price car insurance offers before making a choice.
• Traditional approach: The traditional approach of RMA Watanya may not be suitable for younger customers, who are used to digital services and online interactions.

In conclusion:

RMA Watanya is a solid option for those looking for car insurance in Morocco with an established and reliable insurance company. Its financial stability, expertise and extensive network of partners are major assets. However, it’s essential to consider the potentially higher premiums and less advanced digital transformation before making a decision. Feel free to visit their website https://www.rmawatanya.ma for more specific information on Morocco price car insurance offers and rates and compare with other insurers to find the best solution for your needs and budget.

7. Zurich Insurance Morocco

Zurich Insurance Morocco stands out in the price car insurance market for its approach focused on Swiss quality and precision, combined with international standards. If you’re looking for premium coverage with exceptional customer service, Zurich could be a great option, despite a potentially higher price tag. This company is aimed at a demanding clientele, favouring risk management and comprehensive coverage. Let’s find out in detail what Zurich Insurance Morocco offers.

This choice is particularly relevant for certain profiles of motorists in Morocco, in particular:

• Foreign tourists visiting Morocco: The international coverage offered by Zurich can be a great asset for peace of mind during your stay.
• Business travelers: Responsive customer service and efficient claims management are essential for professionals on the go.
• Families looking for a spacious vehicle: If you are renting a high-end family car, Zurich’s premium coverage may be adequate.
• Moroccan residents in need of a one-time rental: For renting a specific vehicle, such as a 4×4 for a road trip, Zurich’s options are worth considering.
• Road trip and exploration enthusiasts: The robustness of the cover, especially internationally, is a strong argument for adventurers.

Zurich offers risk-based car insurance products with comprehensive coverage and top-of-the-line customer service. Key features include:

• Premium Coverage with Extended International Protection: A key benefit for frequent travelers and expats. It is important to check the details of international coverage according to the countries visited.
• Advanced risk assessment and custom pricing: Zurich uses sophisticated risk assessment methods to offer prices that are tailored to the driver and vehicle profile. Unfortunately, the precise details of these methods are usually not public.
• Concierge Services for Luxury Vehicle Owners: An exclusive service that testifies to the premium orientation of Zurich Insurance Morocco. These services can include troubleshooting assistance, repair management, and more.
• Comprehensive Coverage for Commercial and Corporate Vehicles: Zurich also offers insurance solutions for professionals, tailored to the specific needs of companies.
• Incentives for eco-friendly and environmentally friendly vehicles: Zurich encourages the adoption of cleaner vehicles by offering benefits for owners of hybrid or electric cars. It is advisable to inquire about the specific discounts offered.

When it comes to “morocco price car insurance” at Zurich, you should expect higher rates than the market average. This premium positioning is justified by the quality of the services and the extent of the coverage. Do not hesitate to use an online insurance comparator to compare Zurich offers with those of other insurers and find the best “morocco car insurance” for your needs.

Benefits:

• International standards and Swiss approach to quality
• Excellent coverage for luxury and high-value vehicles
• Superior customer service and claims management
• Financial strength and stability of the company

Disadvantages:

• Higher premium costs than local insurers
• Limited market presence in rural areas
• Stricter underwriting requirements
• Can be over-specified for basic insurance needs

For more information and to get a personalized quote for your “car insurance morocco price”, you can visit the website of Zurich Insurance Morocco: https://www.zurich.ma

Auto Insurance Price Comparison in Morocco

Choose the Best Car Insurance with HURENTO

Finding the right car insurance in Morocco, taking into account the price of car insurance, can seem complex, especially for foreign tourists, business travelers, or even Moroccan residents looking for a one-time rental. This guide has reviewed several key insurance companies, including Wafa Assurance, Saham Assurance, AXA Assurance Maroc, MAMDA-MCMA, Atlanta Assurance, RMA Watanya, and Zurich Assurance Maroc, to help you understand the different offers and rates available. The important thing is to compare the prices (car insurance morocco price) and the guarantees offered to choose the formula that best suits your needs, whether you are a family looking for a spacious vehicle or a road trip enthusiast exploring Morocco.

Don’t forget to consider important factors such as the type of coverage (third-party, all-risk), deductibles, accident assistance, and additional options such as glass breakage or theft. By using the tools and information presented in this article, you will be able to make an informed decision and ride with peace of mind.

For a worry-free driving experience in Morocco, HURENTO offers you not only rental vehicles adapted to all your needs, but also valuable advice on how to choose the best car insurance according to your situation. Simplify your trip and make the most of your stay in Morocco! Plan your next road trip today and check out our car rental deals that include competitive car insurance options on HURENTO. Rent your vehicle with HURENTO and benefit from personalized support for car insurance at the best price in Morocco.